BlogsTips & Tricks every Indian should know Ft. Banks!
Hustle Culture
Mar 10, 2025
Tips & Tricks every Indian should know Ft. Banks!

Here are 4 essential tips & tricks for  every middle-class individual to navigate the banking system in India, avoid income tax scrutiny, and stay financially secure:

1. Keep Your Deposits Below Key Thresholds

  • Avoid depositing more than ₹10 lakh in a savings account within a financial year. Deposits beyond this may trigger Income Tax scrutiny.
  • For current accounts, avoid cash deposits above ₹50 lakh per year to prevent unnecessary IT notices.

Tip: If you need to deposit a large amount, spread it across multiple family members' accounts to stay below these limits.

2. Cash Deposit & Withdrawal Limit

  • You can deposit up to ₹49,999 in cash in a single transaction without providing a PAN card. Deposits above ₹50,000 require PAN details to comply with tax regulations.
  • You can withdraw up to ₹50,000 in a day from a savings account without additional verification. Withdrawals above ₹1 lakh per day may require extra authentication or reporting. 

Tip: If you earn extra money (e.g., freelancing, side business), consider opening a current account instead of using a savings account to avoid tax scrutiny.

3. Maintain a Clean & Simple Financial Trail

  • Avoid sudden large transactions that don’t match your income pattern. The IT department monitors accounts for unusual activities. 

Tip: If you’re receiving large sums (from relatives, rent, etc.), keep records and label transactions properly (e.g., "Gift from Father" or "Rent Payment Received").

4. Be Smart About Fixed Deposits & Savings

  • Interest on FDs above ₹40,000 per year (₹50,000 for seniors) is subject to TDS. 
  • Savings account interest above ₹10,000 per year is taxable, so consider investing in tax-free instruments like PPF or Sukanya Samriddhi Yojana if eligible.

Tip: To avoid deductions, split your deposits across multiple banks or use tax-saving instruments like PPF or EPF.

By following these simple yet effective tips, you can stay under the radar, avoid unnecessary tax scrutiny, and manage your finances wisely

Let us know which of these tips was most helpful to you 😊! Now you know better how to manage your banking activities and save yourself from unnecessary charges. Stay informed, stay smart! 💡💰

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Recruitment turned into Horror- Treat yourself with a horror story that will get you take the right decision!!

"Missed Out on Your Dream Job?"

Don’t stress about searching every career page or job site. Stay ahead with the latest opportunities from different sources right here!

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Oct 17, 2025

You've gone through an education system that probably never taught you anything about professionalism, logical deconstruction, and comfort with ambiguity. You may have tremendous bookish knowledge, but lacking these three attributes is an immediate invisible red flag that will stop you from getting the job or the promotion you always wanted.

Let's throw some light on the top-5 common mistakes that highlight your lack of these attributes, and what you should be doing instead

  • Showing up late without informing your interviewer/coordinator - there are genuine reasons one could be running late, but that needs to be duly communicated ahead of the planned interaction. Inform every marked on an invite, drop a text or give a call, but keep your stakeholders informed. Their time is as much valuable as yours.
  • Turning up unprepared for the interview - if you are turning up unprepared, why is it that you are turning up at all? why waste your and interviewer's time? You are better off declining the opportunity, instead of ruining your reputation unnecessarily. You must invest 1 hour to read about the company, the opportunity, some information in the public domain and so on, if you have chosen to show up for an interview. 
  • Going silent instead of communicating effectively with your stakeholders - it might come as an insight but everyone knows you would evaluate multiple opportunities before chosing one, everyone knows that your decision might be influenced by your loved ones, and everyone is okay with your being unsure, but nobody likes to be left wondering about what might be happening. So, good, bad or ugly, communicate, communicate and communicate! You'll build more relationships that you ever thought, and you never know, one or more of these relationships may turn gold in the times to come.
  • Rambling stuff that does not make sense - let us fill you in on another secret, nobody - not even the most successful individuals can know everything about everything in the world. So, when presented with topics/questions you have no clue about, you got to either draw parallels from what you have expertise on, rationally break down the information you are presented with to come up with simple yet logical answers, or admit you do not know anything about this but can talk about something relevant to the opportunity being discussed in detail.
  • Demanding a bomb without a concrete rationale - the whole world is underpaid, friends! who doesn't want more, but that's not how it works. Your next compensation cannot ignore your current and/or previous compensations. If you chose to take a sabbatical, took an opportunity by taking a haircut, or become an entrepreneur that eventually did not work out, you have to make peace with your decision. Nobody else had a say in that! You can definitely demonstrate additional skills/knowledge that you acquired during this period (that surely has a value), but that value isn't the only figure on which your next compensation will be decided on. So, learn about the market standards and try to limit your ask within the broadly acceptable range.

 

Job Tips
Oct 07, 2025

 

Let’s be honest — job hunting today feels like swiping right on a dating app where no one ever replies. Employers can’t find the right talent, job seekers chase ghost listings, and somewhere between “We’ll get back to you” and “Position closed,” everyone loses their sanity.

Enter Aplushub — the career saver we didn’t know we needed.

Why Aplushub Exists

Born from the chaos of the modern job market, Aplushub was built on one bold idea — quality over quantity. It’s not just another job portal flooding you with random roles. It’s a curated ecosystem that blends AI precision with human insight to filter out the clutter and keep only what truly matters: authentic, relevant, and verified opportunities.

What It’s Solving

Aplushub is tackling the biggest pain in job search — noise. Fake jobs, expired links, spam recruiters, and endless scrolling are replaced by clean, credible listings. The platform categorizes openings into Free Jobs (posted directly by employers) and Premium Jobs (handpicked by Aplushub’s research team from trusted sources and networks). So, no more digital wild goose chases — only jobs worth your time.

Remote Jobs? Absolutely.

Whether you’re working from your couch in Chennai or a café in Manali, Aplushub’s got you covered. The platform features a dedicated Remote Jobs section — tailored for professionals who value flexibility. It connects you with employers who believe talent shouldn’t be tied to geography.

Why It’s a Win-Win

For job seekers, Aplushub is your career compass — one dashboard, hundreds of genuine opportunities, and no shady “DM for job” drama.
For employers, it’s a hidden gem. Posting is free, candidate access is simple, and you get applicants who are genuinely interested — not bots in disguise.

Bonus Perk: The *OpenBook* Advantage

Here’s where Aplushub really flips the script — OpenBook, its transparency-first feature. It gives job seekers a peek into real hiring insights, company trends, and recruiter updates, turning job search into a smarter, more informed experience. No more guessing what employers want; OpenBook hands you the inside scoop to make data-backed career moves.

The Price Tag (Spoiler: It’s Almost Free)

Aplushub keeps things real and affordable. You can explore its free tier, test-drive premium access with ₹50/Month, or go all in with ₹499 for a full year— basically less than your monthly coffee budget to land your next big opportunity.

So whether you’re hiring, hunting, or just tired of the chaos — Aplushub is here to bring sanity (and a smile) back to your career journey.

👉 Visit AplusHub.com — where jobs finally make sense.

Compensation Guide
Aug 27, 2025

Private Equity (PE) is one of the most coveted industries in finance. One of the highest paying industries, Private Equity (PE) attracts absolute creme-de-la-creme of MBA graduates, management consultants, and investment bankers. Also highly competitive, PE funds hire only a handful of investment professionals across levels in a year. 

A+ research team has spoken to multiple PE professionals across domestic and global PE funds in India. In the table below, we have compiled average base compensation, variable (bonus) and carry components at blue chip global PE funds in India.

  Role Yrs of exp Large Global PE Funds (base salary) Bonus (as a % of base) Carry
  Analyst 0-3 yrs pre MBA $60K-$80K 60-100%
Notional Carry or LTI or Certain bonus is paid in the form of carry distribution in case of multi-billion dollar funds*
  Associate MBA with 4-6 yrs exp $100K-$150K 80-100%
  VP MBA with 6-10 yrs exp $200K- $250K 90-120%
Estimated 0.5%-2% of the carry pool for a multi billion dollar fund*
  Principal MBA with 7-10yrs exp $300K-$400K 90-120%
  MD   $500K+ 100-150%  
           
  Notes:
These figures are estimates of salaries at top global PE funds like Bain, Carlyle, TPG, Warburg Pincus, General Atlantic and the likes
   
Buyout focused funds have 30-50% higher base salaires and respective bonuses
   
*These are estimates from the information gathered through our network; might change/vary with more data